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Insurance and Payment

Insurance and Payment

Insight Dermatology Insurance Policies:

As a courtesy to our patients, Insight Dermatology will bill your insurance company on your behalf.

We recommend that you review your specific insurance plan for co-pay, deductible and other benefit information prior to your office visit.

Please bring your insurance card and prior authorization information with you to your appointment.

You may be responsible for the following charges at the time of your office visit:

  • Insurance co-pays (due at the time of check-in)
  • Annual insurance deductible
  • Coinsurance amounts
  • Charges for services and supplies that are not covered by your insurance plan
  • Any services denied by insurance
  • Cosmetic services

Cosmetic services are not billable to insurance.

For non-insurance visits, payment for cosmetic and non-cosmetic services are due in full at the time of your office visit.

We accept Visa, Mastercard, cash and checks for payment.

Insufficient funds (bounced check) policy: patient will be billed amount due plus $40 per occurrence.

Insurance Plans Currently Accepted:

PPO Plans:

  • Aetna PPO
  • Affiliated Health Funds
  • Beech Street
  • Blue Cross of California PPO
  • Blue Shield of California PPO
  • Blue Cross-Blue Shield PPO
  • Cigna PPO
  • First Health/CCN
  • Great-West Healthcare
  • Health Net PPO
  • Humana ChoiceCare
  • Pacific Foundation for Medical Care
  • Pacific Health Alliance
  • Pacificare PPO
  • Scripps Employee Medical Plan
  • United Healthcare PPO

Government Insurance Plans:

  • Medicare
  • Tricare Standard
  • Tricare Prime (Referral Required)

Sharp Community Medical Group (SCMG) including Metro, Grossmont, Coronado, and Chula Vista Regions (Referral Required):

  • AARP Medicare Complete Essential (Through Secure Horizons)
  • AARP Medicare Complete Plan 3 (Through Secure Horizons)
  • AARP Medicare Complete Premier (Through Secure Horizons)
  • AARP Medicare Complete Value (Through Secure Horizons)
  • Aetna HMO
  • Anthem Blue Cross HMO
  • Anthem Blue Cross PLUS POS
  • Blue Shield of California HMO
  • Blue Shield HMO Plus (POS)
  • CIGNA
  • Great West Health Plan HMO (Cigna)
  • Health Net HMO
  • Health Net Select POS
  • Helath Net Seniority Plus HMO
  • PacifiCare HMO
  • PacifiCare Choice POS
  • Private Health Care System PHCS EPO
  • Secure Horizons HMO
  • Sharp Health Plan HMO

San Diego Physicians Medical Group (Referral Required):

  • Aetna
  • Anthem Blue Cross
  • Blue Shield
  • Cigna (Great-West Healthcare)
  • Health Net
  • Humana/Choice Care
  • Pacific Health Alliance
  • Pacificare
  • Scripps Health (Scripps Employees Health Plan)

Multicultural Medical Group (Referral Required):

  • Aetna
  • Blue Cross
  • Blue Shield
  • Care1st
  • Cigna
  • Health Net
  • Pacificare

Arch Health Partners (referral required)
All other HMO plans: referral required.